Keystart is an initiative of the West Australian Government, owned by the Department of Housing and Works, set up to assist West Australians into affordable housing.

Keystart is about "Low Deposit" lending, we do not require the usual 5% deposit, as is the case with more traditional lenders.

You're about to join over 57,000 Western Australian households in becoming a proud homeowner, many of whom would not have been able to buy without the assistance of Keystart. That's how many Keystart has helped since it began in 1989. Along the way that has represented a total of over $5.1 billion in low deposit home loans. More than that, it has given Western Australians the opportunity to improve their lifestyle, establish themselves and their families and enjoy the benefits of the community in which they live.